With Christmas coming up, we’re all going to be frantically shopping online looking for the perfect gift for our loved one and scammers are fully aware of this. That’s why the risk of cybercrime is so high this time of year. So if you’re going to be buying online here’s some tips to make sure you and your bank account stay safe.
Fake Online Shops
We all know how easy it is to create a website these days. They can be completely free and set up in a matter of minutes. It’s important to be on the look out for fake online shops. Once you’ve entered your bank details at the checkout, the site is deleted and criminals have access to all your precious money. It’s important to shop from sites you know and trust and if in doubt google reviews of the company first.
Weird Information Requests
By now, we’ve probably done enough online shopping to know what’s normal. If you get to the checkout and find them asking for unusual information, it’s probably wise to try a different site.
Bargains That Seem To Good To Be True
MAC brushes for a couple of pounds, Mulberry handbag for £20 or winning cars, phone’s and laptops; seem too good to be true right? That’s probably because they are too good to be true. Be realistic with your expectations and if in doubt, buy off the official websites.
If you find yourself in a situation where you need to use a public computer, try and avoid visiting sites that access your personal information, such as viewing your bank account. Hackers can do amazing things these days and while you think you’ve cleared the history of all your details, you’d be surprised by what they can find out.
Check The Small Print
If you’re buying online with a smaller, unknown company it’s probably worth reading the small print. Can you return the item if it isn’t suitable? Will they refund your money in full? You don’t want to be in a sticky situation if you gift isn’t right.
I really hope some of this information is helpful and you all stay safe this Christmas time!
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